All prices exclude taxes, licensing, tags and other dealer fees. However, this isnt always the case, and manufacturers can give some cash back offers to any customer. Get This Headphone Stand, Complete Guide to Buying Boots This Season, 12 Brand-New, Super-Fun Automobiles That Cost Less than the Average New Car, Our J.Crew Favorites Are Deeply Discounted, The 2026 Porsche Cayenne EV: What You Need to Know, Here's the Skinny on Ooni's Electric Pizza Oven, Tesla Investor Day: 5 Things You Need to Know, What To Know About Garmin's New Forerunner Watches, Liquid Death's New Iced Tea Is Both Fun & Tasty, The Best Fun New Cars to Buy, Sorted By How Much Youll Pay Each Month. 6 Ways to Increase Your Cars Trade-In Value. Here experts say that if you can do so, put down 20 percent. In February, both Hyundai and Kia are offering multiple vehicles with monthly lease payments of roughly $200 to $250. Use this auto loan calculator when comparing available rates to estimate what your car loan will really cost. Our best car deals include purchase deals for Toyota, Nissan, Ford, Honda, Chevrolet, Hyundai, Kia, Dodge and Ram, Jeep, Mazda, Buick and GMC, Subaru, Volkswagen, Acura, Cadillac, Porsche, Mercedes-Benz, Audi, BMW, Lincoln, Volvo, Infiniti and Lexus vehicles. With monthly car payments as low as $176 if you have excellent credit, the top car in terms of affordability for 2018 is the Nissan Versa Sedan, which gets 30 mpg combined. If you are financing your purchase, it's a good rule to keep your monthly payments to approximately 10% of your net income. Find the best local prices on your next car. Make sure your monthly payments, insurance and fuel costs are within your monthly budget . Cars with the lowest cost and highest residual values, in general, make the lowest-cost leases. 2017 Fiat 500. All Downpayment Monthly payment Cash discount Sort by default 191 results found: Isuzu D-Max 4X4 LS-A MT 3.0 13 days left Nationwide 34,273 Monthly payment Price 1,680,000 Downpayment 306,000 Monthly payment 34,273 (60 months) Get promo Isuzu D-Max 4X4 LS-E AT 3.0 13 days left Nationwide 38,455 Monthly payment Price 1,885,000 Downpayment Think of it as an Accent hatchback with more personality and a slightly higher seating position. Minimum monthly gross income of $1500.00. Save up a down payment and use a car loan calculator to double-check your budget. #2 Deal: 2023 Nissan Altima. Data is a real-time snapshot *Data is delayed at least 15 minutes. Unlike most car finance offers, there are no interest charges associated with 0% APR deals. Tim is looking to drive the car home with the smallest initial out-of-pocket cost. Your rent = $300. And, the 34 mpg combined puts it in a tie for second in its class for fuel economy. 97.81 first payment, followed by 47 monthly payments of 97.77 Optional final payment: 4,556 Total amount payable by customer to buy car: 12,499 Cash price: 12,499 . Your credit card payment = $25. That said, with a meager 78 horsepower, the 2017 Mirage is just eighth in its class. If you are purchasing, car models have cash offers of $300 - $1,000. If your goal is to have a low car payment, choose a less expensive car. Which new Haval are you the most interested in right now? As if you needed any more reason to choose the least expensive new cars for sale, there are some really great cash back rebates and incentives available. A cash-back deal also referred to as a cash allowance or bonus cash is another simple way to save money when purchasing a new vehicle. Youll need to stick with the base SE trim to keep payments below $300, but even that model comes with a big 8-inch screen and various collision-avoidance features. Related: How to Get Out of a Car Loan You Cant Afford. The 2.0L GDI enginein a 2018 Hyundai Elantra produces a class-leading 162 horsepower, but the 26 mpg combined is less than seven other models in its class including a whopping 10 mpg behind the 2019 Honda Fit. Got a confidential news tip? * Search low payment cars in your area from local car lots. Monthly car payment for fair credit: $270. 4.09% for a new car and 8.66% for a used car. Yes, that finance arrangement includes interest, but compared with a 13,000 new equivalent with 0% APR and otherwise like-for-like terms (a three-year Hire Purchase finance deal with a 1,000 deposit), you could still save 30 per month by going for the used car. 10 such offers can be found below, along with their all important Ts & Cs, which were sourced from local car manufacturers websites. Make Your Money Work for You 37. Youll bust our budget for all-wheel drive, but all Trailblazers including the base L come with a touchscreen head unit with Bluetooth as well as Apple CarPlay and Android Auto compatibility. A local dealer can get him a 3-year loan with a 7% interest rate if Tim can give them a $1,500 down payment. How to Get a Car With No Down Payment and No Trade-In. Typically, the fine print requires you to secure your own financing or accept an interest rate that the automaker provides. This hatchback has great moves on the road and 147 horsepower from its 4-cylinder engine. Yet with many manufacturers offering low monthly payment plans for the latest models, it's never been easier to ditch the bus and get behind the wheel. The Subaru Impreza scores big practicality points thanks to its standard all-wheel drive, its good infotainment system, and top-notch safety scores. Buying a car is a tricky business for many a reason, but perhaps one of the most frustrating and intimidating factors is the financial jujitsu the dealer can pull on you. Some incentives can be stacked with other incentive programs, and some have eligibility conditions that must be met to qualify. . The car also gets a combined 31 mpg in fuel economy. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). It comes with a lower monthly payment, making it easier to drive a higher model that you may not be able to . Aim to pay 10% to 20% of the vehicle's price tag and know that taxes and fees will take a chunk of it. These are estimated payments based on the latest incentives in your area, assuming a 10% down payment and before taxes & fees. The Nissan Frontier mightbe the right mid-size pickup for someone looking to get more bang for their buck and their gas. Payment does not include tax, license or dealer fees. Get pre-qualified No surprises, no regrets Get pre-qualified to get an idea of what you can spend on a used car. Some 2023 Ram 1500 pickup. Best cheap pcp deals UK 2023: 100-ish a month or less Dacia Sandero - PCP MG 3 - PCP Hyundai i10 - PCP PCP: Dacia Sandero The Sandero is officially the cheapest new car in the UK, with a modest starting price of 12,595. Used Cars Car Lots search. 2023 Hyundai Venue 2023 Hyundai Venue / Credit: Hyundai Get this delivered to your inbox, and more info about our products and services. That, however, gives your foe across the dealership desk more power to confuse you, moving items around to bring down the payments without actually reducing the total amount that youll pay. This vehicle offers a generous decade-long warranty and is one of the least expensive cars in the class. Monthly car payment for good credit: $235. Need to Know:The Most and Least Expensive States to Own a Car. The 2021 Kia Soul lives up to its name with more styling and driving personality than most small hatchbacks. Be aware that many of the vehicles you see here are entry-level trims and may not come with the most. It gives this example for a monthly income of $2,000, with a monthly rent payment of $300 and a monthly credit card payment of $25: 36% of $2,000 = $720. 17.74%. If you cant buy a car outright, check out the pros and cons of rent-to-own cars. Go for an older car and the savings are likely to be substantially higher. Or if you're looking to lease a car, you might notice ads for very low . Money down may be required, but is not necessary in every case. You could buy a Ford Model Y for just 100 pounds in 1935. Well, Cadillac revealed that the model was actually a replacement for the lesser CTS Vsport, and that a true CTS-V replacement called the CT5-V Blackwing would still be coming (with a manual gearbox, no less). $200 is a great monthly payment to have. The Corolla iM ranks fifth in its class for its 137 hp, but that extra power doesnt necessarily mean its sacrificing fuel economy as its 30 mpg combined is the sixth in its class. Select car, check down-payment & monthly payment & book your new car online within your budget using EMI calculator. Enter a car price and adjust other factors as needed to see how changes affect your estimated payment. Learn more here. In fact, at fast-food restaurants with counter service, overall menu prices were Spring is just around the corner, which means warmer weather and more outdoor entertaining. Find a Chevrolet Trailblazer on Autotrader. Then these car leasing deals might be right for you. Yup, we're talking finance, of course, but with interest rates very low, paying for a new car bit-by-bit might make more sense than buying something second hand. In addition to being one of the 10 cheapest options in this study, the 2018 Ford Fiesta ranks in the top five for its class for both its 120 horsepower and 31 mpg combined. Then you can directly compare the monthly payments to see which option offers you the best value. This may mean forgoing features like leather seats and a sunroof, opting for an older model, or buying used instead of new. Look to the Hyundai Veloster. SNAP, which is funded by the U.S. Department of Agriculture and administered at the state level, provides food assistance to low- and no-income households across. Down payment on a used car. ananzi.co.za. Typically, a manufacturer will offer a lease deal through their financial subsidiary company. Monthly car payment . Monthly instalment - R2,488 Terms and Conditions. And as youre saving money on your car, dont forget to cut costs on your car insurance. The 2021 VW Jetta is a screaming deal for a tick under $20,000. Gear Patrol participates in various affiliate marketing programs, which means we may get paid commissions on editorially chosen products purchased through our links to retailer sites. If you don't have that much now, save money for a few months until you have a reasonable amount to put. Lease Deal: $269/month for 24 months, $1,619 due at signing*. A 0% APR deal might not be as good value as it seems, however. 2021 Kia Rio 6. Some retailers, including BuyaCar, work with several lenders to ensure that you get a competitive quote for your circumstances, along with a good value cash price to begin with - which means you might be able to get more car for your monthly budget than you might expect. All of the used cars for sale with payments below $100 listed online are priced to sell for $5,000 or less. It is common to see interest rates as low as 0% with terms of 48-60 months. A 405-hp twin-turbo inline-six sourced from the M3 and M4 provides a ridiculous amount of grunt, given the cars small size, but its never too wild just wild enough. Drive your new car home in about an hour regardless of past credit! The average monthly payment for a new car has soared to a record $777, nearly doubling from late 2019, according to Kelley Blue . car runs and drives amazing www.northmortorsinc.com we meet by appointments only. In the market for a brand new D/c 4x4 M/T THEN LOOK NO FURTHER than Mahindra Rustenburg 2022 Mahindra S6 D/c Karoo 4x4 MTBakkie @ R433 999 . Recent grads or first-time buyers may be hesitant or intimidated when buying a new car. Please see your local dealer for details on incentives that might be available to you. Volkswagen offers its transferable, bumper-to-bumper, The People First Warranty thats good for six years/72,000 miles. You may wind up paying a bit more or a bit less, depending on how you structure your own loans, but this gives you an idea what you should be looking at first once you set your monthly new car budget. 7. At a base price of a bit below $210,000, we could even grab a few nice options before we hit that price ceiling. Stepping up to the SEL adds a bigger screen, alloy wheels, and Apple CarPlay/Android Auto. 2021 Subaru Impreza When in doubt, use our car payment calculator to maximize your savings. Car prices have skyrocketed since the Covid-19 pandemic began, causing the average monthly car payment for a new car to jump 11% to $644 in the fourth quarter of 2021 compared to a year. The Kia Forte5 has the top horsepower in its class at 164as well as an available UVO connectivity systemand high-tech sensors that can adjust the airbag inflation to the severity of the collision. For questions about the TrueCar Auto Buying Service please call 1-888-878-3227. Low car loan EMI with special offers and flexible payment option up to . Weve done the research to help you find a great ride at a great price. Right now is a great time to shop for a new car. Downside: Fuel economy is less than average for its class, according to U.S. News & World Report. Want to get into a new car for a low monthly payment? Other dealers promise high trade-in allowances, attractive discounts and rebates, or free or low-cost add-ons, like service contracts. Most of these specials are available until the end of the month. Kia Stonic DP & Monthly Installment. 1. So as much as a thought exercise as a practical reality we thought wed pull together a guide to what sort of cars you can grab across the spectrum of fun new cars at some nice, round monthly payments. The Fiesta comes with features such as touch-screen capability. Find a Hyundai Venue on Autotrader. The Hyundai Tucson's mix of value, ease of use, comfort, and inherent practicality make it a strong choice. Age: Most lenders require that the borrower be at least 18 years old. The 2018 Kia Forte is second in its class for horsepower with the 2.0 L, 4-cylinder engine producing 147-hp. Itll also satisfy your needs for practicality thanks to its innovative third rear door, its spacious cargo area, and its plentiful standard features list. The base Jetta is seriously fun arguably the most polished car to drive on this list, and all for under $300 monthly. Read about the latest news, reviews, analysis, features, and advice. An 84-month auto loan provides low payments - which can be enticing given that car prices have increased almost 14% over the last year according to Kelley Blue Book - but you'll pay more for the loan over time. . Thats in addition to its five-star crash rating from the NHTSA. In this range, choices include vehicles like the 2023 Mitsubishi Mirage and involve rates starting at -1% APR. All in all, 500 below cars, we are making buying your dream car a hassle-free process. Every product is carefully selected by our editors. The Mitsubishi Mirage ES also boasts a generous decade-long warranty. Its possible to find deals on multiple types of finance with 0% APR. Fun fact: the average American mortgage payment lands here, at $1,494 per month. Cars for sale by monthly payment. Insider Info:25 Car-Selling Secrets Only Dealers Know. For instance, you could finance a one-year-old Citroen C1, which has only covered a couple of hundred miles with a cash price of 10,000 that is available with 6.9% APR finance. Get It: Where to Get the Best Cheap Car Insurance. Boasting a combined fuel economy of 46 mpg, this four-door hatchback gets competitive gas mileage for a reasonable cost of just over $20,000 MSRP. Here are the following eligibility to buy a used car with low monthly payments. The Rio offers an upscale interior that could easily be mistaken for that of a more expensive car. Often, these incentives require buyers to quality based on specific criteria such as being a recent college graduate or a current owner of that manufacturers vehicle. At 28 mpg combined, there are seven other offerings in its class that get better mileage. It's a real head scratcher why people buy cars they can not afford. The best part of a century later brand new models for even 100 a month are rare but it's still possible to own a relatively new . Let's. However, the car did manage just a four-star overall safety rating from the NHTSA. Even though the number of new cars available for under $20,000 is disappearing, there are still plenty of great vehicles that list for as low as $16,000. 14.39%. You wont pay extra for a big touchscreen with Apple CarPlay and Android Auto, and Hyundai throws in automatic emergency braking, LED running lights, and alloy wheels. Browse all car leases and see the real averages people pay per model. If you want to finance a brand new car with low monthly payments but want to avoid interest charges, check out the latest 0% APR deals BuyaCar team Nov 28, 2022 Getting a car with 0% APR finance - also known as interest-free credit - is one of the simplest ways to pay for a new car. Manufacturers can offer buyers an interest rate or APR with a specific term limit (monthly payments) to be more competitive in the overall cost of the vehicle. I. But for the typical American family, it's now a distant dream. See the List: GOBankingRates' Best Banks Who says the good stuff has to cost a lot? Lowest monthly payment cars in the Philippines 2018/2019 1. Hatchback vs saloon: which car bodystyle is best for you? You can even buy it with a new dual-clutch gearbox soon enough, When Cadillac announced the new CT5-V, we werent exactly fans of it. Depending on the interest rate and length of loan you choose, a $350 car payment could repay a $15,600 car loan at 3.66% in 48 months or a $19,100 loan at 60 months. Used deals from 16,800Monthly finance from 0*, Used deals from 18,995Monthly finance from 0*, Used deals from 10,500Monthly finance from 0*, Used deals from 17,750Monthly finance from 0*, Used deals from 39,990Monthly finance from 0*. For more information about financing deals, check out our auto loan guide. We've combed through hundreds of deals this March and highlighted some of the best offers below. That bare-bones M5, by the way, still has all the premium features youd expect of a six-figure Bimmer along with acceleration, braking and handling that let it keep up with super sports cars. If you can fork over $1,000 a month under our hypothetical scheme, you can finally land your butt in a truly great Porsche. For instance, the 2023 Ram 1500 pickup truck is available with 1.9% financing for three years in addition to up to $3,000 cash back, depending on where you live. So while you can't typically get 0% APR with used cars - and where you can, it's likely the cash price has been inflated to cover the fact no interest is charged - going for a nearly new or used car, or even a pre-registered car, is typically far cheaper than going for a new car. And thats before we even talked about its turbocharged 4-cylinder, its slick-shifting manual gearbox, and its poised chassis. Incentives are normally subject to change and governed by specific eligibility rules. This will allow you to pay less upfront and over time. Get pre-qualified Financing FAQs As a result, even an interest-free deal on a new car could end up being notably more expensive - overall and in monthly payments - than a finance deal on a one- or two-year-old equivalent where interest is charged. Meanwhile, the car scored a five-star rating for its overall safety as well as each NHTSA subcategory save for one blemish a four-star rollover rating. To get an even better deal, be aware of what car dealerships dont want you to know. Phone: 866-971-6671; . * 2023 pricing; 2022 pricing not available. If you're open to going used to get the most affordable car finance, have a look at some of the used car finance deals available now onBuyaCar. 1. Still, delightful as the VW is, its aging soon-to-be-replaced status and lack of power next to its rivals made the Mustang the ultimate choice. Lower monthly payments are a manipulative and old-as-dirt sales tactic. All prices were accurate at the time of writing. 2021 Volkswagen Jetta 9. Here we've compiled a list of the best cars you can get . Opting for the Technology Package nearly busts our budget, but it may be worth it for the active safety features and upgraded touchscreen display. Just be sure to go light on the options, as Porsches notorious pricing structure can send this cars pricing close to six figures without adding much to the fun. 1 . Used deals from 13,859Monthly finance from 0*, Used deals from 13,950Monthly finance from 0*, Used deals from 16,995Monthly finance from 0*. New Cars You Can Buy for Under $250 a Month We found 1 vehicles with a loan payment under $250/month. Two of these optional insurances are called credit disability, and life insurance. There are 0% PCP offers on most of its range, with the exception of the new Megane E-Tech electric SUV. In other words, multiply your gross monthly income to determine how much of a car payment you're likely to be approved for. Credit repair is a really long and rather involved process. At least 30% of the car's cash price should be put down as a deposit, and you'll need to pay it off within 36 months. Lease Deal: $199/month for 18 months, $1,999 due at signing. While these do share the same names of the normal insurances available, they are a bit different. Find Out: How to Buy a Used Car That Hasnt Been Paid Off. 1. Check Toyota Wigo promos with the lowest downpayment and easy monthly installments. 10 New Cars With Low Monthly Payments 1. . However, the used car finance industry is competitive, which keeps interest rates low. Skoda's current 0% finance offer extends to its three SUVs on a PCP plan. Before you hit the dealership or start car shopping online, take time to determine the maximum car payment for your budget. The only 2017 model to make this list also finished second in its class for fuel economy to the 2018 Mitsubishi Mirage, with both cars getting 35 mpg combined. (Northeast). Used deals from 9,299Monthly finance from 0*, Used deals from 8,999Monthly finance from 0*. Learn more about the U.S. News Best Price Program, 2023 Jeep Grand Cherokee: $3,500 cash back. Just be sure to check whether the model you're interested in is included in the offer, because some engines and trim levels may be excluded. Financial experts recommend spending no more than 10% of your monthly . Use our auto loan calculator to estimate your monthly car loan payments. A recent GOBankingRates study uncovered a number of options for new cars that can be yours for less than $300 a month, depending on your credit. The gasoline version requires premium fuel, which may be a minus for those trying to save at the pump. The Sentra can only claim a four-star overall safety rating from the NHTSA, but it did score five-star ratings for all of its side-crash scores. What changed? - $12,999 . That $2,100 add-on pushes the 2.0-liter turbocharged inline-four up 25 horses to 275 lb-ft, and adds on a trick electronic limited-slip diff, beefier brakes, 19-inch wheels wearing Pirelli P Zero performance tires and a rorty performance exhaust. Check Out:The Cost of a Car the Year You Were Born. Toyota, Honda and Mazda, for example have low-cost models that also have high residuals. Down payment: $2,999. Get Pre Approved for $163 Low Monthly Payment! Apply at the link below: . SNAP benefits can only be Just like the majority of consumer goods, fast food is not immune to inflation. The latest Nissan Versa is a remarkably tech-forward small car with great road manners and up to 40 mpg on the highway. The Kia Rio has a 6-speed automatic transmission in addition to motor-driven power steeringand available smartphone connectivity options (Apple CarPlay and Android Auto). All Rights Reserved. Fun fact: the average American student loan payment lands here, at $393/mo. Must reside in the United States or Canada. As a result, some of the cars in the photos might have different MSRPs than the ones listed in this article. It also happens to be a hoot to drive with the standard manual gearbox and it boasts a particularly good resale value. 2021 Kia Soul 8. Achieving only a four-star overall safety rating from the NHTSA might concern some consumers, but the Nissan does also boast a best-in-class 34 mpg combined and third-in-its-class 109 hp. We also chose to run the numbers assuming no money down, so any cash you drop on the hood will knock the monthly payments down some more. Browse by manufacturer or vehicle type and find the latest deals for financing, cash, or leasing. Calculate your shipping rate in 3 easy steps! Click through to see the dos and don'ts of buying a car. Dont Mess Up: 15 Dumb Mistakes People Make When Buying Insurance. BuyaCar is a credit broker, not a lender. BuyaCar prices from 18,395Monthly finance from 0*, Used deals from 23,780Monthly finance from 0*, Used deals from 17,995Monthly finance from 0*, Used deals from 19,490Monthly finance from 0*, Used deals from 17,000Monthly finance from 0*, Used deals from 17,950Monthly finance from 0*, Used deals from 24,490Monthly finance from 0*. Your 2018 Kia Soul features a 1.6L engine, Bluetooth and a SiriusXM audio system. The Sonic comes with features, such as a Wi-Fi hotspot, that any tech-savvy shopper would love. Special financing deals come and go, but these cars provide a great baseline for starting your search. Search. Less than $16,000 buys a base Versa S with a manual gearbox, which still has automatic emergency braking, automatic high-beam headlights, and lane-departure warnings. Use the auto loan. 9. This offers affordable monthly payments, as these only cover the amount of value the car is expected to lose over the contract, rather than its whole price. Leasing allows them to over-inflate the residual value of the car at the end of the lease, meaning car dealerships can offer much more competitive terms when it comes to the monthly payment and depreciation of the vehicle because the consumer is paying less overall across the lease. The 2018 Sonic boasts the top horsepower in its class with 138, and it still manages a 29 mpg combined that puts it among the top five for gas mileage. Kia offers two versions of the Rio, both of which come with unexpected niceties such as wireless Apple CarPlay and Android Auto. Find a Kia Soul on Autotrader. Find a Mitsubishi Mirage on Autotrader, 1. 2021 Nissan Versa 4. The second Corolla on this list also ranked fifth and sixth in its class for horsepower and fuel economy, respectively. 2021 Hyundai Venue The best deals tend to bundle a cash discount and low-interest financing. The next time you toss a quarter into a gumball machine down at the local grocery store, think about this: That piece of gum could be costing you a lot more. Unless otherwise noted, all vehicles shown on this website are offered for sale by licensed motor vehicle dealers. Source: Experian 2020 Q1 data, published on August 16, 2020. 4 ways to prevent a high car payment. The Mitsubishi Outlander Sport has five seats, a 10-year/100,000 miles powertrain limited warranty in addition to safety features like forward collision mitigation, lane departure warning and auto high beam headlights. For even smaller payments, you could consider a 96-month loan. But since this is a list dedicated to fun cars, we think wed have to go for a rear-wheel-drive Lamborghini Huracan Evo. The 2018 Chevrolet Cruze compares favorably to the competition in its power and gas mileage in addition to its price. No part of this website may be reproduced without prior consent. The Best New Cars to Buy for Any Monthly Payment Gear Patrol 1 The Best Deals You Can Shop Right Now 2 Ultimate Kit for Skiing the Backcountry In Partnership with Smith Optics 3 The 12 Most Popular Pocket Knife Brands 4 Have Apple's AirPods Max? Start by choosing the payment you feel comfortable with and see your results based on the latest manufacturer incentives. Lower your amount financed. Getting this rock-bottom rate often requires a large deposit, so you may need to spend a chunk of your savings to access one of these deals. The SE may be the base model, but its hardly a stripper; not only does it look as good and go as well as the pricier XSE, but it even offers an 8.0-inch touchscreen infotainment system with Apple CarPlay and Android Auto and Toyotas Safety Sense 2.0 suite of active safety features for that low, low price. 1. For instance, Kia is offering a financing deal this March on the 2023 Forte, a compact car, that calls for 2.9% interest over a four-year loan. So this 72-month/0.9% APR represents an optimistic, but still realistic, situation for many of us. Regardless of your credit score, a dealer will always try to sell you low monthly payments, zero down, and long car loan terms of four, five, or even six years. Understand: This Is How Often You Can Refinance a Car Loan. A score that is 580 and below may cause the lender to reject you altogether. Also, automatic emergency braking, blind-spot monitors, and 10 airbags are standard fare. Forget any notion of the 2021 Kia Rio as a bargain-basement subcompact. . Some of the best offers include a three-year, 0% deal on the 2023 Mazda CX-9, a 1.99% financing deal on the Honda Ridgeline and a 2.99% offer on the Chevrolet Equinox. 2021 Kia Soul View our selections to find your next Toyota car, truck or SUV. Get a quote and avail the offer from the nearest Kia dealer today. Do bear in mind that you are very unlikely to be able to refinance a PCP deal with 0% APR, so you are likely to have to pay interest on the money borrowed on the second finance contract if you choose this option. Click through to read more about buying a car with a co-buyer or cosigner. The best incentives deal is the one that fits your budget.